Though they sound similar, disinformation and misinformation are slightly different concepts. Misinformation is false information spread around regardless of whether the person sharing the information intended to share falsehoods; in fact, they often believe everything they've heard. In 2020, student loan debt reached an astonishing $1.56 trillion, according to Forbes’ Zack Friedman. The situation can be labeled a crisis considering not only its effect on over 44 million borrowers who owe an average of more than $30,000, but also its persistence; millions of retirees remain in student debt and thus financial distress for much of their lives. Bernie Sanders and Elizabeth Warren have proposed notable loan forgiveness plans on the campaign trail. Opponents highlight the negative repercussions on the federal deficit and for taxpayers.
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